In the summer, many people fire up the grill for barbecues with friends and family. However, there are dangers to be aware of. The U.S. Fire Administration estimates that about 5,700 grill fires occur annually on residential properties. If a grill fire spreads on your property, your homeowners insurance may provide financial protection. A fire is a covered peril, but …

Homeowners insurance can prove to be an excellent deal for you and your family. For a relatively small cost, your insurance provider is there to make things better should an unexpected tragedy strike and there is damage to your home. But while it’s still a relative bargain compared to the cost of repairing your house, it’s still an expense that …

Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. It is sometimes easy to make mistakes when setting up your policy, and this might affect how much …

When the time comes to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or provide insufficient coverage to meet your needs if a significant issue occurs on the property. Be sure to take a closer look …

Late summer and early autumn are perfect times for sitting in the backyard, listening to the sounds of nature, watching the sunset and enjoying a campfire. As the coolness of the evening creeps in, a campfire is a great way to keep warm and socialize. That’s especially true in today’s world of social distancing—outdoors are the safest places to socialize, …

According to the FBI, about 30 percent of burglaries occur without a break-in. That means that 30 percent of burglaries happened because a window or door was unlocked or open. After reading that, you might be thinking that you never leave doors open for burglars to come in. But do you? 1. When you are working in the yard, do …

Homeowners insurance is designed to protect all members of your family against personal liabilities, and sometimes you might wonder how it extends to your pets. Although your home insurance won’t pay for costs like your pet’s veterinary bills or cover the cost of replacing your favorite couch cushion if your dog chews it up, it does offer important liability protection. …

Swimming is a favorite summer past-time. If you own a pool, you’re probably looking forward to the warm, sunny weather so you can enjoy swimming with your friends and family. However, it’s important to keep safety in mind if you are a pool owner. Many injuries occur every year in backyard swimming pools. According to the Consumer Product Safety Commission, …

Even though it’s still summer, it’s time to start thinking about the approach of autumn. Now’s the time to consider some of the important household maintenance steps that you should take on during autumn’s mild weather. Before winter sets in, there is plenty of time to do a few things to repair and spruce up your property. Perhaps you might …

During the summer, the warm weather makes it easy for you to heat your grill and cook your favorite food outside. Not only is it tasty, but it can also save you the discomfort of heating your home (and paying a higher HVAC bill triggered by the extra cooling costs). Ribs, chicken, burgers and vegetables all taste especially flavorful when …